bKash customers will be able to reset the PIN automatically

Now on, bKash customers will be able to reset the PIN automatically by verifying their account information if the account is blocked due to forgetting the PIN or giving wrong PIN a few times.

BKash, a popular mobile financial service provider in the country, has recently launched this service to ensure maximum security of customer bKash account as well as to make the actual customer more secure.

Customers can learn how to reset PIN step by step by clicking on the link https://www.bkash.com/bn/pin-reset

In this new service of bKash, the customer will now get temporary PIN by dialing USSD channel * 246 #, verifying his own account. You have to dial * 248 # and reset the PIN of option number 9. In the next step, you have to give the National Identity Card / Driving License / Passport with which the account has been opened. The next step is to give four numbers of the year of birth. The customer will then have to provide information on any one of the last 10 outgoing transactions he has made in the last 90 days. And if you have not done any outgoing transaction in the last 90 days, then select the 'No Transaction' option. If all the information given by the customer is correct, he will get five temporary PINs.

Customers can then dial * 246 # or reset the new PIN manually from the bKash app.

Credit cards in Bangladesh

In present, Men/women cannot envisage a life without credit cards. They are a sign of comfort, security, and most importantly, convenience. Despite the benefits though, there is also a downside to too much dependency and over usage.

Historically ANZ Grindlays Bank (now Standard Chartered) first started acquiring international card brands like MasterCard and Visa Card in 1989 through a limited Merchant Network. It also became the first bank to issue MasterCard and Visa credit cards in this country on January 1, 1997. Now all major banks provide this invaluable service.

With that said, let's now go over some of the pros and cons of credit cards so that we can use them for all their benefits and none of their pitfalls.

A credit card may just seem like a plastic card, but its benefits far outshine its humble outer form. It is not only secure and easier to carry, but it also gives you a sense of status.

For most of us, the days of carrying wads of cash for buying things are a thing of the past. And that is a good thing too, as carrying around loads of cash was never a good idea, what with all the pickpockets and thugs around!

Most banks are now issuing dual currency credit cards; meaning you can use your credit cards locally as well as overseas. Imagine the bliss of travelling without having to carry lots of foreign currency. The government of Bangladesh has increased the travel quota over the years to $7,000 for non-SAARC countries and $5,000 for SAARC countries. The foreign currency part of your credit card will be connected to this entitlement, provided the necessary dollar endorsement had been made on your passport by your bank.

Checking into good hotels also got a lot easier as a credit card is generally required as a guarantee during your stay. The hotel will always take a deposit depending on the length of your stay. At the end of your stay, the balance will be returned to your card account.

You can also use your card to make online purchases, buying airline tickets, booking hotels, purchasing items on Amazon.

Don't forget that most top banks nowadays have opened their lounges at the airport, both at the International and Domestic sector. Your card (depending on the type you have) will allow you to use said lounges to rest your tired feet before a journey, and also to grab a bite.

I think the American Express slogan of 'Don't Leave Home Without It' perfectly summarises the credit card.

If you ask, managing this part of the credit card is up to how we use it rather than something actually wrong with it.

First off, credit cards are very susceptible of being stolen if you don't keep an eye on any belonging you are carrying it in. You will be surprised how someone, in the blink of an eye, can get hold of it and use it at big outlets, purchasing just about anything. As soon as you realise it has been stolen, report it immediately, whether you are in the country or travelling. Card issuing banks always have a 24-hour service in place specifically for this eventuality. Try and carry more than one card to avoid being in a helpless situation. Also, it's wise to keep some cash in hand.

The introduction of microchips on our credit cards has made them more secure; meaning you have to use a pin code to pass a transaction. Unfortunately, there are agents working in big outlets who have mastered the art of copying the pin code and your card number and amassing huge bills at your expense! Please make sure you do not share your pin code with anyone. I know of people who are too lazy to go shopping, so are quite comfortable sending someone else with their credit card and pin code to do it instead. This is an absolute NO! Always remember to memorise your pin, and avoid saving it on your cell phone or write it down anywhere. A stolen cell phone can reveal a lot of information.

When you are travelling overseas, use your card carefully, and do not go on a shopping spree with it. We all tend to do it especially since it is so easy to purchase whatever you want with it. I have been a victim myself; it was only when I returned home from a trip that I realised the magnitude of the huge bills I had amassed. Obviously, at that moment of spending, I had conveniently forgotten that I had to pay off the credit card bills sooner or later.

To avoid the maximum amount of burden, it is better to have multiple cards from different banks and split your foreign currency quota between them. That way, if something goes wrong with one card, you have a fallback with the other cards.

As said before, life without credit cards is unthinkable, and yet, at the same time, we must remember that many things can go wrong if you do not use it with caution and keep it safe and secure. 

Best CPA Networks based on publishers

MaxBounty

This CPA network has been on the market since 2004.Now it is best-reputed companies in the industry.

MaxBounty is known as one of the most popular CPA Affiliate Network in the industry, they have an amazing dashboard and offer highly converting offers with great landing pages.

One of the things you can expect from this company is some of the highest paying affiliate programs. They also offer great support to their affiliate partners with their team of affiliate managers. 

**Minimum payment threshold: $50

**Payments are made on a Net-15 basis, every week.

**Payment options: Check, PayPal, Wire transfer, Payoneer, ACH (Direct Deposit).

Clickbooth

Clickbooth is one of the most popular and fastest growing CPA Network. This company was founded in 2002 and it’s also known as one of the oldest companies in the CPA industry.

This network provides a whole range of products and services. They have many advertisers in different categories. Clickbooth pays around almost $ 100M a year to their affiliates.

Clickbooth is actually one of the most popular CPA Affiliate Network among affiliate marketers.

**Minimum payment threshold: $50

**Payments are made on a Net-15 basis, every week.

**Payment options: Check, PayPal, Wire transfer, ACH (Direct Deposit)

CPA Lead

CPA Lead is a pretty new CPA affiliate Network, they’ve just started in 2006 but they have quickly grown to become one of the most successful and widely popular CPA Affiliate Network.

You plenty of benefits when working with CPA Lead including a wide selection of offers and campaigns, excellent support, some of the highest payouts, wide range of products and services, and many other advantages. 

Something I really like about this network is that they pay every week and offer different payment methods. Another great thing is that you can also monetize mobile apps via this network.

**Minimum payment threshold: $50

**Payments are made on Net-30 and Net-15 basis, Weekly, Early Payment (based on request)

**Payment options: Check, PayPal, Wire transfer, Payoneer, ACH (Direct Deposit)

CrakRevenue

CrakRevenue is mostly CPA Affiliate Network to monetize adult content, they also have different offers to monetize other types of content, and their offers have some of the highest rates in the market.

Their offers have been already tested and optimized for conversions. CrackRevenue is definitely one of the best CPA networks in the world, they provide premium offers in several markets such as Dating, VOD, Webcams, etc.

You can expect some of the best payouts in the industry. They also provide publishers with advanced tools to check stats about your traffic and conversions.

They also offer geo-targeting in order to allow you to get the best converting offers available from each region. Its exclusive Geo-Matic ad tool automatically displays the best offers based on the geo-location and market of your visitors.

**Minimum payment threshold is $100

**Payments are made on a Net-30 basis.

**Available payment options are only Paxum and Wire deposit.

Admitad

Admitad is a very young, but successful and fast-growing CPA Affiliate Network, they started operating in 2010. They are a CPA Affiliate Network based in Germany but they also hold seven other offices across the globe. 

In just 10 years, this company has developed a huge affiliate network with more than 540,000 active publishers. Their campaigns include offers such as  E-commerce, online games, mobile, and services.

The reason why I wanted to include this network in my list of best CPA networks, is just because they offer a very easy signup process for new publishers, but at the same time they also give you a very user-friendly interface and great CPA offers that you can make money from.

Admitad offers an excellent support team, they even assign a dedicated account manager for each publisher, which is great. They offer weekly payments through Paypal, Wire Transfer, and other popular payment options.

**Minimum payment threshold: $50

**Weekly payments via Paypal, Wire Transfer, and WebMoney

ClickDealer

ClickDealer is a very popular CPA network. They offer great support from their team of affiliate managers, as well as many different offers with great payouts.

This one is a comparatively new network, but it has been growing very fast, that’s why I consider it one of the best CPA networks in the world at the present time.

This network is very active in the affiliate events that are taking place around the world. You can also expect to receive your payments on time when working with them.

**Minimum payment threshold: $50

**Payments are made every week, Bi-weekly, and also Monthly.

**Payment options: Wire deposit, Payoneer, PayPal, Paxum, Check, WebMoney

A leading marketplace in South Asia

Daraz is the leading online marketplace in South Asia connecting thousands of sellers with millions of customers in Pakistan, Bangladesh, Sri Lanka, Nepal and Myanmar.

Type	: Private
Industry	: E-commerce
Founded	: 2012
Founders	: Muneeb Maayr (Founder), Farees Shah (Co-Founder), Rocket Internet (VC)
Area served	: Bangladesh, Myanmar, Nepal, Pakistan, Sri Lanka
Key people	: Bjarke Mikkelsen (CEO)
Products	: Marketplace & Retailer
Parent	: Alibaba Group
Website	: www.daraz.com

Unimart launched an online shop as Unimart.online

UNIMART LTD., a concern of United Group, is one of the premium most super shops of Bangladesh that meets all your domestic shopping requirements. Having two major outlets at most lucrative locations in Dhaka, Unimart is now ready to serve you online.

With diverse commercial venturing, United Group first introduced, Unimart as a single floor compact super market covering an area of 40,000 sft and it is the first of its kind retail format accommodating food, nonfood and general merchandise along with store-in-store counters.

After almost 6 years of starting its service, Unimart Limited took the ultimate retail experience and comfort to Dhanmondi. A 3-storey super shop covering an area of 30,000 sft, this outlet also has the widest range of products along with many other benefits. Unimart has two express outlets within the premises of United Hospital Limited and United International University (UIU).

Each month nearly 200,000 customers of the premium most segments of the city is served by Unimart.

Unimart is the super shop, which is not just for Pick-&-Buy, it offers Browse-&-Shop Experience to the consumers. Their quality of service is very strength.

Unimart.online offer great deals on discount offers with installment facilities & warranty. They will deliver the products by cash on delivery & paid by card/MFS. You can instantly pay your cart value by VISA, Master & Amex debit, credit, prepaid card, Bkash, Rocket, Nagad, OK wallet etc. They are committed & delivering the products within tentative scheduled.

Top online shop at Bangladesh

Daraz.com.bd

Daraz BD is the largest online shopping sites in Bangladesh and started journey in Bangladesh in 2015.  They are displacing electronics, fashions, home appliances, grocery etc items. They offer great deals on discount offers with installment facilities & warranty. Daraz are delivering the products by cash on delivery & paid by card/MFS. You can instantly pay your cart value by VISA, Master & Amex debit, credit, prepaid card, Bkash, Rocket, Nagad, OK wallet etc. You can easily purchase your desired items by 0% equal monthly installment (EMI) up to 12 months. They are committed & delivering the products within tentative scheduled.

 

Pickaboo.com

Pickaboo is a sister concern of Edison group. It are trusted online shopping site. They are famous for electronics & home appliances. They offer great deals on discount offers with installment facilities & warranty. Pickaboo are delivering the products by cash on delivery & paid by card/MFS. You can instantly pay your cart value by VISA, Master & Amex debit, credit, prepaid card, Bkash, Rocket, Nagad, OK wallet etc. You can easily purchase your desired items by equal monthly installment (EMI) up to 36 months (Above 10000 Tk). They are committed & delivering the products within tentative scheduled.

 

Othoba.com 

Othoba.com is a sister concern of Pran-RFL group & started their business in 2015.  It are trusted online shopping site. They are famous for electronics, furnitures, home appliances, grocery etc. They offer great deals on discount offers with installment facilities & warranty. Othoba.com are delivering the products by cash on delivery & paid by card/MFS. You can instantly pay your cart value by VISA, Master & Amex debit, credit, prepaid card, Bkash, Rocket, Nagad, OK wallet etc. You can easily purchase your desired items by 0% equal monthly installment (EMI) (Above 5000 Tk). They are committed & delivering the products within tentative scheduled.

 

PriyoShop.com 

PriyoShop.com is one of largest online shop in Bangladesh & started in 2013.

It is online shop for clothings, footwears, jewelers, accessories, electronics, home appliances, books, restaurants, health & beauty products etc. They offer great deals on discount offers with installment facilities & warranty. PriyoShop.com are delivering the products by cash on delivery & paid by card/MFS. You can instantly pay your cart value by VISA, Master & Amex debit, credit, prepaid card, Bkash, Rocket, Nagad, OK wallet etc. You can easily purchase your desired items by 0% equal monthly installment (EMI). They are committed & delivering the products within tentative scheduled.

 

Chaldal.com

Chaldal.com is popular online shop for grocery items & also selling home appliances, food items, health and beauty products. They are delivering the grocery items at customers door to door steps in Dhaka. Chaldal.com is promoting their deals and offers through all social network as like Facebook, Viber, and Messenger. They are delivering the products by cash on delivery & paid by card/MFS. You can instantly pay your cart value by VISA, Master & Amex debit, credit, prepaid card, Bkash, Rocket, Nagad, OK wallet etc. They are committed & delivering the products within tentative scheduled.